【BBC六分钟英语】您希望如何付款？

【英文脚本】

Alice
Hello and welcome to 6 Minute English. I’m Alice…

Neil
… and I’m Neil. Alice, have you got two pounds? I forgot my wallet and I need a coffee. I’ve only got these pennies.

Alice
Sorry, I always use my bankcard in the cafeteria.

Neil
You use a card to buy coffee?

Alice
Yes. It’s a tap-and-go card so it’s quick, you don’t enter a PIN number, and everyone in the coffee queue uses them… except you. And today’s show is about how we pay for things.

Neil
Well, I pay for things with money!

Alice
There are different kinds of money. You’re behind the curve, digging around in your pockets for change, Neil. Do you still use cheques too?

Neil
Yes, I do. Cheques are very useful. Now, being behind the curve means not keeping up with current trends. So help me keep up, Alice. What’s a tap-and-go card? I thought you were talking about your regular bankcard.

Alice
Well, tap-and-go cards are regular bankcards but with a built-in chip and antenna. The card reader sends out a radio frequency and when you bring the card close to the reader, the antenna picks up the signal to make the payment.

Neil
Hmm. This antenna business doesn’t sound secure, an antenna is used for sending or receiving radio signals. Doesn’t it mean your personal data is flying around in the ether for anyone to steal?

Alice
In this context, ether means the air where electronic communication happens. And nothing’s flying around, Peter Pan! At less than half a second per transaction, there’s no time for anyone to steal your cash! Now, why don’t you answer today’s quiz question? Which man’s face appears on a UK ten pound note? Is it… a) Charles Darwin b) Isaac Newton or c) Albert Einstein

Neil
None of them, it’s the Queen.

Alice
No, Neil. The Queen is on one side, but on the other side of each note is an important historical figure.

Neil
Oh really? I’ve never noticed… OK, I’ll go for b) Isaac Newton. He’s a historical figure.

Alice
So are Darwin and Einstein. And coins and banknotes will be historical soon. But we’ll find out if you’re right later on.

Neil
I’m still concerned about tap-and-go. What if someone steals my card?

Alice
Each contactless payment is limited to a certain amount, the UK’s limit is £30. After you’ve used your card a few times in a row, you have to enter your PIN. And if a thief does go on a spending spree with your card, your bank covers you against fraud. Whereas, if someone steals your banknotes, that’s your bad luck!

Neil
OK, good points. Fraud means getting money by cheating people. And a spending spree is a short period of time where you do a lot of shopping. Are you a big spender, Alice?

Alice
Not with my tap-and-go, Neil. How about you and your chequebook?

Neil
No comment.

Alice
Moving on. If getting your bankcard out seems like too much trouble there’s now a solution with wearable tech, that’s clothing and accessories that include computer and electronic technologies. Let’s hear what Kenneth Cukier, a technology expert, has to say.

Kenneth Cukier, economist and technology expert
You can simply take any wireless card and the chip from it that your bank might issue you with, and you can put it into the coat and then when you want to make a payment you just simply wave your arm in front of the terminal and leave with your latte. This is intended for people who are incredibly lazy who don’t want to take their card out of their wallet, or use their phone, or use their watch. People are going to be making more purchases more of the time, particularly for small-valued goods.

Neil
What Kenneth Cukier said is very interesting. That sounds tempting but I’m still concerned about how safe this all is. What if I wave my arm around and make a payment by mistake?

Alice
The chip has to get very close to the card reader to make a payment so that’s not likely to happen. Now companies are creating new biometric technology, which you might like Neil – because it combines payment and security technology. Let’s hear more from the BBC reporter Kate Russell.

Kate Russell, BBC reporter
For those times when not even carrying a phone is convenient, at the beach or a festival for example, the fingo-pay system reads the unique maps of veins under the surface of your finger. The trick is remembering which finger you registered with.

Alice
This high-tech stuff reporter Kate Russell is talking about is amazing! Some day soon we won’t have to carry a wallet or a purse or anything. The veins in our finger will authenticate payments, and prove the payments are ours. I can’t wait!

Neil
Hmm. Sounds a bit too sci-fi for my liking. How about giving us the answer to today’s quiz question?

Alice
Alright then. I asked: Which man’s face appears on a UK ten pound note? Is it… a) Charles Darwin b) Isaac Newton or c) Albert Einstein

Neil
And I said b) Isaac Newton.

Alice
Yes. And you were wrong, Neil! It was that other famous person, a) Charles Darwin. Isaac Newton was on the old one pound note which is no longer used. And Einstein was German, not British, so he wouldn’t appear on a UK banknote anyway.

Neil
Well they look similar, I think. Can you tell us today’s words once again, Alice?

Alice
Yes, of course I can. They are: behind the curve tap-and-go antenna ether fraud spending spree wearable tech authenticate

Neil
Well, that’s the end of this edition of 6 Minute English. Get ahead of the curve, and join us again soon. Meanwhile, visit our website: bbclearningenglish.com , where you’ll find guides to grammar, exercises, videos and articles to read and improve your English.

Both
Bye.

【中英文双语脚本】

Alice(爱丽丝)
Hello and welcome to 6 Minute English. I’m Alice…
您好，欢迎来到 6 Minute English。我是 Alice…

Neil(尼尔)
… and I’m Neil. Alice, have you got two pounds? I forgot my wallet and I need a coffee. I’ve only got these pennies.
…我是 Neil。爱丽丝，你有两磅吗？我忘了带钱包，我需要一杯咖啡。我只有这些硬币。

Alice(爱丽丝)
Sorry, I always use my bankcard in the cafeteria.
对不起，我总是在自助餐厅使用我的银行卡。

Neil(尼尔)
You use a card to buy coffee?
你用卡买咖啡？

Alice(爱丽丝)
Yes. It’s a tap-and-go card so it’s quick, you don’t enter a PIN number, and everyone in the coffee queue uses them… except you. And today’s show is about how we pay for things.
是的。这是一张点击即走的卡，所以它很快，你不需要输入 PIN 码，咖啡队列中的每个人都使用它们……除了你。今天的节目是关于我们如何支付东西的。

Neil(尼尔)
Well, I pay for things with money!
好吧，我用钱买东西！

Alice(爱丽丝)
There are different kinds of money. You’re behind the curve, digging around in your pockets for change, Neil. Do you still use cheques too?
有不同种类的钱。你落后于曲线，在口袋里四处寻找零钱，Neil。您现在也使用支票吗？

Neil(尼尔)
Yes, I do. Cheques are very useful. Now, being behind the curve means not keeping up with current trends. So help me keep up, Alice. What’s a tap-and-go card? I thought you were talking about your regular bankcard.
是的，我愿意。支票非常有用。现在，落后于曲线意味着无法跟上当前的趋势。所以帮我跟上，爱丽丝。什么是一触即用卡？我以为你说的是你的普通银行卡。

Alice(爱丽丝)
Well, tap-and-go cards are regular bankcards but with a built-in chip and antenna. The card reader sends out a radio frequency and when you bring the card close to the reader, the antenna picks up the signal to make the payment.
嗯，一触即走卡是普通的银行卡，但带有内置芯片和天线。读卡器发出无线电频率，当您将卡靠近读卡器时，天线会接收信号以进行支付。

Neil(尼尔)
Hmm. This antenna business doesn’t sound secure, an antenna is used for sending or receiving radio signals. Doesn’t it mean your personal data is flying around in the ether for anyone to steal?
嗯。这种天线业务听起来并不安全，天线用于发送或接收无线电信号。这是否意味着您的个人数据在以太中飞来飞去，供任何人窃取？

Alice(爱丽丝)
In this context, ether means the air where electronic communication happens. And nothing’s flying around, Peter Pan! At less than half a second per transaction, there’s no time for anyone to steal your cash! Now, why don’t you answer today’s quiz question? Which man’s face appears on a UK ten pound note? Is it… a) Charles Darwin b) Isaac Newton or c) Albert Einstein
在这种情况下，以太是指发生电子通信的空气。什么都没有飞来飞去，彼得潘！每笔交易不到半秒，任何人都没有时间偷你的现金！现在，您为什么不回答今天的测验问题呢？哪个男人的脸出现在英国 10 英镑的纸币上？是吗。。。a）查尔斯·达尔文 b）艾萨克·牛顿或 c）阿尔伯特·爱因斯坦

Neil(尼尔)
None of them, it’s the Queen.
他们都不是，是女王。

Alice(爱丽丝)
No, Neil. The Queen is on one side, but on the other side of each note is an important historical figure.
不，尼尔。女王在一侧，但每个音符的另一侧是一位重要的历史人物。

Neil(尼尔)
Oh really? I’ve never noticed… OK, I’ll go for b) Isaac Newton. He’s a historical figure.
真的？我从来没有注意到……好的，我选择 b）艾萨克·牛顿。他是一个历史人物。

Alice(爱丽丝)
So are Darwin and Einstein. And coins and banknotes will be historical soon. But we’ll find out if you’re right later on.
达尔文和爱因斯坦也是如此。硬币和纸币很快就会成为历史。但我们稍后会发现你是对的。

Neil(尼尔)
I’m still concerned about tap-and-go. What if someone steals my card?
我仍然担心 tap-and-go。如果有人偷了我的卡怎么办？

Alice(爱丽丝)
Each contactless payment is limited to a certain amount, the UK’s limit is £30. After you’ve used your card a few times in a row, you have to enter your PIN. And if a thief does go on a spending spree with your card, your bank covers you against fraud. Whereas, if someone steals your banknotes, that’s your bad luck!
每笔非接触式付款都以一定金额为限，英国的限额为 30 英镑。连续使用几次卡后，您必须输入您的 PIN。如果小偷真的用您的卡疯狂消费，您的银行会为您提供欺诈保护。然而，如果有人偷了您的钞票，那是您的运气不好！

Neil(尼尔)
OK, good points. Fraud means getting money by cheating people. And a spending spree is a short period of time where you do a lot of shopping. Are you a big spender, Alice?
好的，说得好。欺诈是指通过欺骗人们来赚钱。而消费狂潮是指您进行大量购物的短时间。爱丽丝，你是一个大手笔的人吗？

Alice(爱丽丝)
Not with my tap-and-go, Neil. How about you and your chequebook?
不是用我的 tap-and-go，Neil。你和你的支票簿怎么样？

Neil(尼尔)
No comment.
不加评论。

Alice(爱丽丝)
Moving on. If getting your bankcard out seems like too much trouble there’s now a solution with wearable tech, that’s clothing and accessories that include computer and electronic technologies. Let’s hear what Kenneth Cukier, a technology expert, has to say.
继续。如果取出银行卡似乎太麻烦了，那么现在有一种可穿戴技术的解决方案，那就是包括计算机和电子技术的服装和配饰。让我们听听技术专家 Kenneth Cukier 怎么说。

Kenneth Cukier, economist and technology expert(KennethCukier，经济学家和技术专家)
You can simply take any wireless card and the chip from it that your bank might issue you with, and you can put it into the coat and then when you want to make a payment you just simply wave your arm in front of the terminal and leave with your latte. This is intended for people who are incredibly lazy who don’t want to take their card out of their wallet, or use their phone, or use their watch. People are going to be making more purchases more of the time, particularly for small-valued goods.
您可以简单地从银行可能发行给您的任何无线卡和芯片中取出，然后将其放入外套中，然后当您想付款时，您只需在终端前挥动手臂，然后带着拿铁咖啡离开。这是为那些非常懒惰的人准备的，他们不想从钱包里掏出卡，或者使用手机，或者使用手表。人们将在更多时间进行更多购买，尤其是小额商品。

Neil(尼尔)
What Kenneth Cukier said is very interesting. That sounds tempting but I’m still concerned about how safe this all is. What if I wave my arm around and make a payment by mistake?
肯尼斯·库基尔（Kenneth Cukier）所说的非常有趣。这听起来很诱人，但我仍然担心这一切有多安全。如果我挥舞手臂并错误地付款了怎么办？

Alice(爱丽丝)
The chip has to get very close to the card reader to make a payment so that’s not likely to happen. Now companies are creating new biometric technology, which you might like Neil – because it combines payment and security technology. Let’s hear more from the BBC reporter Kate Russell.
芯片必须非常靠近读卡器才能进行支付，因此这种情况不太可能发生。现在公司正在创造新的生物识别技术，您可能会喜欢 Neil – 因为它结合了支付和安全技术。让我们听听 BBC 记者 Kate Russell 的更多内容。

Kate Russell, BBC reporter(凯特·拉塞尔（KateRussell），BBC记者)
For those times when not even carrying a phone is convenient, at the beach or a festival for example, the fingo-pay system reads the unique maps of veins under the surface of your finger. The trick is remembering which finger you registered with.
在那些甚至不方便携带手机的时候，例如在海滩或节日里，fingo-pay 系统会读取您手指表面下独特的静脉地图。诀窍是记住您注册的是哪根手指。

Alice(爱丽丝)
This high-tech stuff reporter Kate Russell is talking about is amazing! Some day soon we won’t have to carry a wallet or a purse or anything. The veins in our finger will authenticate payments, and prove the payments are ours. I can’t wait!
记者 Kate Russell 所说的这个高科技东西太棒了！不久的将来，我们将不必携带钱包、钱包或任何东西。我们手指上的静脉将验证付款，并证明付款是我们的。我等不及了！

Neil(尼尔)
Hmm. Sounds a bit too sci-fi for my liking. How about giving us the answer to today’s quiz question?
嗯，听起来有点太科幻了，不符合我的喜好。给我们今天的测验问题的答案怎么样？

Alice(爱丽丝)
Alright then. I asked: Which man’s face appears on a UK ten pound note? Is it… a) Charles Darwin b) Isaac Newton or c) Albert Einstein
好吧。我问：哪个男人的脸出现在英国的 10 英镑纸币上？是吗。。。a）查尔斯·达尔文 b）艾萨克·牛顿或 c）阿尔伯特·爱因斯坦

Neil(尼尔)
And I said b) Isaac Newton.
我说 b）艾萨克·牛顿。

Alice(爱丽丝)
Yes. And you were wrong, Neil! It was that other famous person, a) Charles Darwin. Isaac Newton was on the old one pound note which is no longer used. And Einstein was German, not British, so he wouldn’t appear on a UK banknote anyway.
是的。你错了，尼尔！是另一位名人，a）查尔斯·达尔文。艾萨克·牛顿（Isaac Newton）使用的是已不再使用的旧 1 英镑纸币。而且爱因斯坦是德国人，而不是英国人，所以他无论如何都不会出现在英国的钞票上。

Neil(尼尔)
Well they look similar, I think. Can you tell us today’s words once again, Alice?
嗯，我想它们看起来很相似。Alice，您能再告诉我们今天的话吗？

Alice(爱丽丝)
Yes, of course I can. They are: behind the curve tap-and-go antenna ether fraud spending spree wearable tech authenticate
是的，我当然可以。他们是：曲线背后一触即用天线以太欺诈消费狂潮可穿戴技术认证

Neil(尼尔)
Well, that’s the end of this edition of 6 Minute English. Get ahead of the curve, and join us again soon. Meanwhile, visit our website: bbclearningenglish.com , where you’ll find guides to grammar, exercises, videos and articles to read and improve your English.
好了，本期六分钟英语到此结束。领先一步，很快再次加入我们。同时，请访问我们的网站：bbclearningenglish.com ，在那里您可以找到语法指南、练习、视频和文章，以阅读和提高您的英语水平。

Both(双)
Bye.
再见。

【核心词汇】

behind the curve

not keeping up with current thinking or trends
落后于时代
未能跟上当前的思维或趋势
The company is behind the curve in adopting new technologies.
该公司在新技术应用方面落后于时代。

tap-and-go

wireless payment technology using credit and debit cards, or mobile phones
非接触式支付
使用信用卡、借记卡或手机的无线支付技术
Tap-and-go payments are becoming increasingly popular due to their convenience.
由于其便利性，非接触式支付正变得越来越受欢迎。

antenna

equipment used for sending and receiving radio or TV signals
天线
用于发送和接收无线电或电视信号的设备
The radio antenna picked up a faint signal from a distant station.
无线电天线接收到了来自遥远电台的微弱信号。

ether

the air where electronic communication happens
以太
电子通信发生的空间
The message disappeared into the ether.
消息消失在以太中。

fraud

getting money by cheating people
诈骗
通过欺骗他人获取金钱
He was convicted of fraud and sentenced to five years in prison.
他因诈骗罪被判处五年徒刑。

spending spree

doing a lot of shopping over a short period of time
购物狂欢
在短时间内大量购物
She went on a spending spree and bought several new dresses.
她开始疯狂购物，买了好多新裙子。

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